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Bicyclist Medical Expenses and Personal Injury Protection (PIP) Coverage

Bicyclist medical expenses are treated like pedestrian medical expenses under Oregon PIP coverage. The bicyclist's own PIP pays first, then the bicyclist's health insurance, then the PIP on the car that hit the bicyclist. Adjusters occasionally want to fight about which insurer will pay first, but bicyclists usually end up with PIP medical coverage once the primary payer arguments are sorted out.